G.R. No. 208293,
December 10, 2014, PHILIPPINE NATIONAL BANK, PETITIONER, VS. CARMELITA
S. SANTOS, REYME L. SANTOS, ANGEL L. SANTOS, NONENG S. DIANCO, ET AL.,
RESPONDENTS.
G.R. No. 208295,
LINA B. AGUILAR, PETITIONER, VS. CARMELITA S. SANTOS, REYME L. SANTOS, ANGEL L.
SANTOS, BUENVENIDO L. SANTOS, ET AL., RESPONDENTS.
(THE LAWYER’S POST)
“x x x.
The trial court and
the Court of Appeals correctly found that petitioners PNB and Aguilar were
negligent in handling the deposit of Angel C. Santos.
The contractual
relationship between banks and their depositors is governed by the Civil Code
provisions on simple loan.1 Once a person makes a deposit of his or
her money to the bank, he or she is considered to have lent the bank that
money.2 The bank becomes his or her debtor, and
he or she becomes the creditor of the bank, which is obligated to pay him or
her on demand.3
X x x.”
